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Analysis Of MH17 Fragment Supports Missile Theory: Dutch TV
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Street Dogs In Cuba Find Homes, Care At State Organizations
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Ryanair Board Approves Flights For As Low $10 Between Europe And US
Ryanair, the Irish airliner famous for its ridiculously cheap ticket prices and lack of luggage space, announced Monday that the company's board has approved transatlantic flights.
The airline "would like to offer low cost flights between 12-14 European cities and 12-14 US cities. The business plan is there but it's dependent on attaining viable long haul aircraft and we estimate that's 4 to 5 years away," a Ryanair spokesperson told HuffPost via email. Ryanair confirmed that the flights to and from Europe would start at $10. Michael O'Leary, CEO of Ryanair, has said for years that the airline would offer cheap transatlantic flights as soon as theyacquired long-haul aircrafts. Ryanair confirmed via email that they are currently "talking to manufacturers" but provided no further details. Once the equipment is finally in place and flights begin, customers should expect to pay all sorts of additional fees on their $10 ticket. As O'Leary has previously stated, passengers will be charged extra for luggage, meals and sitting in business or first class. |
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Kosher Supermarket In Paris, Hyper Cacher, Opens Its Doors Two Months After Attacks
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LAPD Cop Arrested At Mexico Border After Man Found Hidden In Car
A Los Angeles police officer was arrested at the U.S.-Mexico border when he allegedly tried to smuggle a Mexican citizen into the country in the trunk of a car.
The cop and another woman were collared at the Otay Mesa, California border crossing on Saturday evening, according to a U.S. Customs and Border Protection press release. The Los Angeles Times identified the pair as LAPD officer Carlos Curiel Quezada Jr., 34, and Angelica Godinez, 31. At about 6:30 p.m., Quezada and Godinez made it through an initial checkpoint in a 2014 Nissan Juke, according to the release. But CBP officers moved them aside for further inspection in a Z-Portal, which is an imaging device similar to an X-ray. The device found "anomalies in the rear cargo area of the vehicle," and there officers found a 26-year-old man, identified as Antanasio Perez-Avalos, who allegedly had no legal ability to enter the country. Quezada and Godinez were charged federally with bringing a person into the country without presenting them to an immigration officer. Both pleaded not guilty. Quezada was also put on paid administrative leave pending an internal investigation with the LAPD, according to the LA Times. The arrests come on the heels of another LAPD officer being linked to a crime, according to NBC News. Henry Solis, a rookie assigned to the department's Devonshire Division, was named Friday as a person of interest in the fatal shooting of a 23-year-old Ontario, California man. |
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Healthy Living - Aspirin's Anti-Cancer Benefits Can Backfire For People With A Certain Genetic Makeup
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3 Ways to Serve Asia and the Pacific's 'Unbanked'
Every time I stop and withdraw cash from an ATM or use my credit card to buy something online, I wonder how many people in Asia have access to such services. In fact, these simple transactions are beyond the reach of 45 percent of adults in East Asia and the Pacific alone. They are excluded from the formal financial system and will remain so until they open a bank account.
To ensure ongoing economic growth in Asia and for the poorest to have a chance to benefit from the region's growing prosperity, we must prioritize bringing financial services readily and cheaply to the "unbanked". Across the region, governments are starting to realize the benefits of giving the poor access to basic banking services. Conditional cash transfers -- an increasingly effective and popular way of targeting subsidies to those who need it -- are best transferred via individual bank accounts, avoiding middle men. In India, for example, Prime Minister Narendra Modi has managed to provide 75 million people with savings accounts in only six months, mobilizing up to $1.7 billion in savings that were previously outside the formal financial system. But financial inclusion is much more than just handing out bank accounts, making loans, and encouraging financially illiterate people to put their life savings in the hands of strangers. Without the right market infrastructure, access to credit will never be affordable -- or safe -- enough for those who need it the most, and will not become a true game-changer for development in Asia and the Pacific. So moving forward, there are three ways we can make progress on serving the region's huge unbanked population. 1. Expand consumer data to boost true risk-based lending. Finding and using traditional data -- basic information like the amount of bank loans, mortgages, credit cards, and retail credit -- is relatively easy for banks and financial institutions. But so-called "alternative data" such as education loans, utility payments, and microfinance loans, which provide a more comprehensive view of a consumer's debt levels and ability to repay, is much harder to harvest. With more alternative data, banks would be better able to assess would-be borrower's credit risk. This would make them more willing to extend credit to those they may have discounted previously. At the same time, a fuller credit picture would prevent borrowers from taking on debt they cannot repay. This has been demonstrated in the US where use of alternative data in risk assessment has helped reduce account arrears, and improved cash flow to give consumers much-needed liquidity. Greater use of alternative data must, of course, be accompanied by adequate protection of consumer rights so that customers are reassured that personal information remains private. 2. Maximize the range of collateral to back secured transactions. The more collateral that is available, the better the chances of securing a bank loan. That's why borrowers should be able to present not just physical collateral but also "reputational" collateral where good past credit history, for one, can be used as an asset. Governments can help expand collateral-based lending by developing user-friendly electronic registries to log moveable assets like raw materials or machinery. This is already reaping benefits in the Solomon Islands, where a new Secured Transactions Act and online business registration system is helping companies apply for loans using boats, cars, or farm equipment as security. Other Pacific island nations are doing the same to improve the business climate and encourage investment. 3. Use digital finance to provide financial services. Digital finance through mobile devices makes it easier and cheaper to use bank services and can be a way for commercial banks or governments to reach far-flung populations. Bank Indonesia is working on a digital program for conditional cash transfers after a 2012 survey showed that only 48 percent of Indonesian households had access to a savings account. The Philippine Central Bank has teamed up with mobile providers to offer mobile money services to over 50 million clients. Mobile banking has also put hundreds of rural women in business in Papua New Guinea, and brought savings and credit to distant rural communities in Vanuatu. Digital finance, though, is no silver bullet. It exposes less financially literate clients to greater risk, so policymakers and their private sector partners must figure out the best way to reach more people but at the same time keep them safe from phishing, spam, and scams. One important way to overcome this challenge is to work with schools so the consumers of tomorrow can learn the basics today and make good financial decisions -- using all banking services available -- when they become adults. If the end result of all this means that I might have to queue behind new customers the next time I go to the ATM, that's a longer line I'd be happy to wait in. -- Stephen P. Groff is the Asian Development Bank's Vice-President for East Asia, Southeast Asia and the Pacific. This article first appeared in the Asian Development Blog. |
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Healthy Living - Here's Why CBS Is Airing A Transgender Profile Tonight
Few people in America face more discrimination and are more misunderstood than transgender people. Often, it is the misunderstanding that leads to the discrimination. Tonight, the CBS Evening News with Scott Pelley will try to shed some much-needed light on their world by telling the story of Landon Wilson, who was kicked out the U.S. military simply because he is transgender.
In 2011, repeal of "Don't Ask, Don't Tell" allowed gays, lesbians and bisexuals in the military to come out of the closet and serve openly. But the ban on service by transgender people continues, because it is based on military medical regulations put in place before the American Psychiatric Association declared, in 2013, that "gender nonconformity is not in itself a mental disorder." Back in 2009, when Chaz Bono announced he is a transgender man, I realized that I -- like most Americans -- knew next to nothing about what "transgender" and "transitioning" mean. I confessed my ignorance to Mara Keisling, the Executive Director for the National Center for Transgender Equality, who generously schooled me, leading to "A Pro Bono Transgender Primer." Six years later, transgender rights are a hot topic. And if we're going to have a meaningful national conversation, we have to start by understanding the vocabulary. As Keisling told me two weeks ago, "The simple way to really describe it is that transgender people are people whose gender identity, that is their internal sense of their gender, just doesn't line up with what the doctor told our parents when we were born." Keisling says being transgender is not a choice; people usually know from early childhood that something just doesn't feel right. And she explains that transitioning is a continuum that may or may not involve hormones or surgery. It can be limited to changing the sex listed on a driver's license. Of course, it's a lot easier to change a driver's license than societal attitudes. Fortunately, the national discussion is increasing. For example, the hit Amazon show, Transparent, created by Jill Soloway, is providing insight into the daily issues faced by transgender people and their families by following a father who comes out as a transgender woman. Landon Wilson told me it's important to understand the impact of transitioning on family and friends. He told me: You know, that's something that I think that we often forget to emphasize. When people begin their transition, they are not the only ones transitioning. And it's easy to forget that, because it becomes so much a focus on your own personal development. But it's your family that transitions, as well. It's your friends that transition, as well. As for changing the law, that is coming slowly. Last July, President Obama signed an Executive Order "prohibiting federal contractors from discriminating on the basis of sexual orientation or gender identity." But that didn't apply to the military. When the new Defense Secretary, Ashton Carter, was asked last month about transgender troops in an "austere" place like Kandahar, he said, "I don't think anything but their suitability for service should preclude them." Does being transgender render a person unsuitable for service? Not according to a report one year ago by a commission established by the Palm Center, led by former U.S. Surgeon General Dr. Joycelyn Elders and Rear Admiral Alan M. Steinman, a physician. It found "there is no compelling medical rationale for banning transgender military service, and that eliminating the ban would advance a number of military interests, including enabling commanders to better care for their service members." Given the arc of the current discussion, the eventual repeal of the ban seems likely. But every day the policy remains in place means another day of secrecy for the estimated 15,500 transgender persons in the military. For Landon Wilson, the hiding is over, but his plans have been shattered. He loved being in the military and hoped he would have a long career. For now, he's working temporary jobs and volunteering for SPARTA, an advocacy group supporting LGBT military members, veterans and their families. "If there's anything that the military has taught me," he said, "it's learning to adapt quickly. And sometimes you take what you have and learn to make the best of it." As the interview ended, I asked, "But if you had the opportunity to re-enlist?" He answered without hesitation, "I would re-enlist in a heartbeat. And I look forward to the day that it happens." |
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Healthy Living - 34 Ways You Change As You Become An Adult
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